Description: The article is about ally bank login. The author introduces some great features of Ally bank. Ally Bank offers industry leading online banking services with competitive rates and 24/7 live customer care. You can open an account without paying any fees.
Ally is an online banking institution. I’ve been using it for about two years, they’re the best, let me tell you why. A lot of people don’t know about it. Ally is my bank of choice from online banking institutions. I currently do business with three banks but Ally is my favorite out of all the things that I’ve ever dealt with.
I’ve been a member of eleven banks, but Ally is my favorite, there’s why. Ally is an online banking institution, there are no actual buildings that you can go to to get your money. A lot of people have fear of putting their money in online banks, they want to get to their money quickly. It’s not too bad, let me give you a few reasons.
First of, all the money is at your fingertips. All you have to do is to log into the application or log into the website, you can connect any bank with it, you can transfer money to that bank. If you do it within a week, it will be there the next day.
If I do withdraw for $2, 000 tomorrow, it’ll be there by the next day. It is very quick. I’ve been using Ally for about two years. Other banks always increase their bank rates. This percentage is not that much. But when you look at percentages of banks such as Wells Fargo or Bank of America, none of them will compete with a one point four or five.
This interest rate is good in my book. I make enough money in interest so I can use free gas for about two weeks. There are no monthly maintenance fees. You don’t have to keep three hundred dollars in your account or put a thousand in there over a month time span, there are no monthly fees. Six is normal hour for any bank, that’s standard. My other bank accounts are the same way.
Let’s go to West Fargo. I don’t want to login because I’m with them too. I am going to open a save account, let’s see the interest rate on this. You can take a look at that. In order to get a account, you have to put a minimum of 25 dollars in to open up an account. If you want to use a CD, you have to have a minimum deposit of 2500. I am going to show you the interest rates.
You can take a look at this rate, this is how much money you give to Wells Fargo. You can go to my bank, you may get one point four five of your account, you’re almost getting two percent. By the end of December, Ally will be two percent interest rates. It’s one of my favourite banks. I do a lot of business with them. Let’s talk about a like credit card.
A lot of people don’t know about this but I think you should. This is like dropping real good jewels. This is the biggest reason. If you want to bill your credit, if you want to get interest rates, if you want to make money, you should do them with Ally bank.
I’m not a spokesperson. I’m not sponsored by them, I’m not bragging on them, they’re a good bank. Every time I have problems, they are always there to correct. They always improve the security level on your card. If they think your card has been compromised, they’ll cancel it, they’ll call you and verify the information.
I don’t use cash, I don’t carry cash unless I’m going to a party, I always use cards. This is one of my many credit cards that I use, this is my favorite. I like it very much because of the cash back. Every time I swiped this card, I get cash back. Every time I swipe this card at a gas station, I get 2% cash back. Every time I swipe this card anywhere else, I get 1% cash back.
If you have an Ally bank account or if you have a life savings account, you get an extra 10% bonus every time you redeem your cash back and put that money in that account. You’re almost getting twelve or thirteen percent every time you put their money up in that account or deposit your cash back up in there.
It’s always a good idea to have automatic withdrawals from your bills. I always do that. I can go to my credit card and I will get percentage back on the money that has been used. I’ll let that build up over time. When I get my cash back, I’ll deposit that up into my savings account, I’ll get 10% money back.
If you get Ally, you won’t do it on your own. This is my favorite. This is another thing you receive, you will receive one hundred dollar bonus when you make five hundred eligible purchases.
I’ve talked about this before. If you swipe your card in a month, you can probably do five hundred dollars in a month. I could do five hundred dollars in a month. You will receive an extra hundred dollar bonus including the 10% on that. You will earn almost two percent back when you deposit it up in your Ally savings account. People are saying the interest rates are bad, those brick-and-mortar bank accounts’ interest rates are bad.
I am not going to take shots at Wells Fargo or Bank of America, I’ve done business with a lot of those banks. Ally is a supreme online banking establishment when it comes to saving money. It keeps your account secure. The user interface is very nice. You can’t beat the rates. You can open up a savings account with no monthly maintenance fees unless you go over six.
That’s the only penalty. It’s a $10 charge per transaction when you go over six. I never go over six. I’ve been using this account for two years and I’ve never gone over six. I don’t have many transactions to do. Let’s let’s talk about the CDs. I don’t even do CDs anymore because of high-yield interest rates.
This interest rate is high. Two percent is high. You have to have a twenty five thousand minimum of the deposit. I don’t want to have twenty five thousand dollars sitting in the account while I can’t use them. I like my money to be flexible and nimble, I can use them when I need to get them out. I’d rather put twenty five thousand in a savings account.
I will be able to use it for gas every month. My money is not sitting in a bank account, it pays me enough. I don’t have to pay for gas in a month. Ally is a good banking institution. If there are any questions that you want to ask, I’ll be happy to let you know.
It’s a good Bank. I got my credit card last year. I was using it. They increased my my credit card amount. A lot of people don’t know that. The more credit that you have, the more your credit score will go up. I’ve had a lot of good experiences with this back institution, that’s why I use them.
If you have any questions let me know. Ally is one of the best banks. It’s always giving great deals such as two hundred cashback bonus in 90 days on Commission free trades.