Description: The article is about ally bank login. This passage mainly talks about Ally bank. The author covers what Ally Bank offers in terms of the banking section and the interest checking. You can open your Ally bank account without paying any fees.
This week I want to do things differently. I want to give a review on Ally bank, it’s an online bank that I’ve been using for the last eight months, I think it’s beneficial. There are a lot of benefits that it offers. I want to share those with you so you can make an educated decision.
You can stay with the bank that you’re with now or you can switch over to Ally bank. When I start making this, I want to do everything all at once and I realized that it will take me about 20 minutes. Today I’m going to cover what Ally Bank offers in terms of the banking section. I’m going to talk about the interest checking. Next week I’ll cover the online savings portion of it.
Ally bank is not a new bank, it has been around for a long time in a different capacity. Before 2009, it was called GMAC, it was a division in General Motors to help dealers maintain and finance their inventory. They’ve been opened officially since 1919.
It became Ally bank in 2009. If you are concerned about the longevity of the company or whether it’s a good steady bank, I am going to give your the positive answer. They have experience. They have been around for a long time. I have a checking account with them, I have an interest checking accounts with them. I am very happy with it so far.
I tested it out for several months. I deposited only ten dollars in the account to see if there would be any fees, but they didn’t touch the money for about three months. When I went back to check the work, it was still ten dollars. They have good reviews, a lot of people have enjoyed the checking account.
It’s about four points two out of five stars, the features of this are straightforward, there are no monthly service fees, there are no monthly maintenance fees, there’s 24/7 live customer care. You can talk to a real person, they’re opening for 24 hours a day.
You can see the wait time, they can let you know whether it’s a busy day. Sometimes it’s zero minutes wait time, usually somebody’s ready and waiting to help you, they’re nice, I had good experiences when I called in. They’re an online bank, people have access to it through various ATMs across the country.
When I open my interest checking accounts, I used to transfer from my other banks, that’s going to transfer ten dollars to test it out and later I will put more money in it. I used the e-check deposit, the money was clear in three days and it was deposited into my account.
That’s an easy way to get money in there although it takes three days, some people might have an issue with that. This is the home page. All this information is free and public, you can go in there and mess around with them. There are no hidden fees.
That was my biggest issue. There are no maintenance fees, there’s no minimum balance required. That is the goldmine for me. You can open an account with zero dollars or one dollar. You can test out the bank to see if it’s a fit for you. You don’t have anything to lose.
You can make deposits by cheque, by mail or by transfers. You can move money easily. You can get cash anytime from any ATM. If there’s a fee attached to that ATM and it’s not part of the ATM list that Ally bank has partnered with, that gives you free withdrawals from the ATM.
They’ll reimburse you up to $10.00 per billing statement period. There’s an online mobile banking application, it’s easy to keep track of your expenses, it’s easy to pay bills, every other function about it is still very easy and user friendly.
It has been rated the best online Bank five years in a row by Money Magazine, that should tell you something. I don’t want to go too much into details, there are frequently asked questions, there are customers views, you can see what other people have been saying about it.
I’m going to talk about the interest checking account, you can check them on your website. There will be more information that I haven’t covered today. There are some limitations that come with this bank. It’s an online Bank, I’ll cover them more in another Savings Account section, I’ll be doing that next week.
I hope this has been helpful for you. You can share this information with your friends, you can educate each other and make smart money decisions.