Do you need to hire a car accident attorney? If you’ve been involved in a car accident and want to ensure that you’re treated fairly, hiring an experienced, reputable attorney is always a good idea. If you were in a car accident, and the other driver was at-fault, you have to be very careful when dealing with their insurance company. Insurance companies are businesses, and all businesses exist for one reason, to earn money. They may have an adjuster that sounds very friendly and seems like they’re trying to help, but it’s all an act. The job of that adjuster is to try to pay you as little money as possible. They’ll do everything they can to minimize their losses, and they aren’t above misleading people to get what they want. How can you hope to contend with an insurance expert that’s determined to try to pay you as little money as possible? You do it by hiring a motor vehicle accident attorney.
1 Why Should You Hire A Car Accident Attorney?
If you’ve been in a car accident and think you need an attorney, you’re probably wondering how much it’s going to cost you. That’s a reasonable concern, after all after a car accident you’re probably worried about a lot of financial issues. How are you going to pay to fix your car? How are you going to pay your medical bills? What about any wages you end up losing because you’re hurt and can’t go to work. You see, you have a lot on your plate, so the idea of adding another bill by hiring an attorney is probably the last thing that you want to deal with. But, hiring an attorney to represent you and ensure that you are treated fairly isn’t just something you should consider, it’s something you absolutely need to do.
When you hire an experienced attorney that can deal with your insurance company as well as the other driver’s insurance company. That’s right, your attorney can and should deal with your insurance company for you. Even if you are not the party at fault in an accident, you may still have to file a claim with your insurance company. If everything works the way it’s supposed to the person that caused the accident will stop, provide their insurance information, and be cooperative. Then their insurance will pay for your vehicle repairs, medical bills, pain and suffering, and lost wages. But what happens if the other driver isn’t insured? Or what if they have insurance but they don’t have enough coverage? In those cases, you’ll need to file an uninsured or underinsured driver claim with your own insurance company.
While your insurance company should be on your side, you have to remember that they are a business too, and that means that their first priority is going to be toward their bottom line. Paying you money is the last thing that they want to do, which is why your attorney should deal with them for you. Many people feel guilty about filing a claim against their own insurance company, but you have to remember the entire reason you have uninsured and underinsured coverage is to protect you if you need it. If you need to file an uninsured or underinsured driver claim through your insurance company, let your attorney help you so you can receive the compensation you deserve.
How Much Does It Cost To Hire A Car Accident Attorney?
Now, for the all-important question, how much is it going to cost you to hire an experienced attorney that will protect your rights? The good news is that it shouldn’t cost you anything upfront. The vast majority of car accident attorneys work for you and agree to accept payment if you receive a settlement. Isn’t that risky for the attorney? Actually, there’s very little risk involved for car accident attorneys that work this way. There’s little risk because they usually won’t take on a case unless they feel they have a strong chance of obtaining a favorable outcome.
Attorneys also understand how insurance companies think. Most insurance companies are happy to reach a settlement before a case ever goes to trial. Insurance companies had adjusters that are smart enough to realize when the driver that they insure is at fault. They realize that reaching a compromise with you is in their best interests. If they allow a case to go to trial then they run the risk of having higher damages that they’ll have to pay, and they’ll also probably get stuck paying court costs. To limit their losses they’ll normally offer you a settlement through your attorney. This settlement may not be as much as you would get in a trial, but it’s usually a good percentage of what you could win. You also eliminate the risk of a trial not going your way, and you get your money faster, which is important when you’re recovering from a car accident.
How much will you end up paying an attorney to help you with all of this? You can usually expect to pay an attorney between 25% and 33% of whatever you receive in a settlement. So, what will happen is the money you receive will first be used to pay any leans you have relating to the accident, such as a lean for your medical expenses. Your attorney will then take their portion of the settlement, and you’ll get the rest.
Make Sure That You Hire An Experienced Attorney
Following a car accident the last thing that you should have to worry about is dealing with anything that doesn’t involve your recovery. That’s why it’s so important for you to hire an experienced car accident attorney that has a great reputation. You don’t want to leave anything to chance when you’re dealing with a settlement that can mean the difference between paying your bills and not being able to pay them. An experienced motor vehicle accident attorney can help you through the process following an accident, and they can ensure that you receive fair compensation.