Description: The article is about blue cross blue shield login. This article provides members and employers of Blue Cross with a high-level overview of cost, quality, and decision support tools that are available on bcbsri.com, those tools can help them become more informed healthcare consumers.
The Healthcare industry is in a period of exciting transformation including how people access quality care and how they and their employers pay for it, those are undergoing fundamental change. The main change is a vision of a healthcare system where employers have more choices and employees have more control over their health decisions with increased engagement and confidence.
Benefit costs and administration become more sustainable for plan sponsors. Blue Cross and Blue Shield of Rhode Island is committed to making this vision a reality by providing the tools, information and ongoing support that are essential to helping employees become more active and involved healthcare consumers.
In the future, employees have a better understanding of their health coverage and available options, they can find quality providers and cost-effective care, they can manage the administration of their plan and health care spending options and they can engage in improving and maintaining their health, such a future is within reach.
As a plan sponsor or employee, you have the peace of mind that comes with knowing Blue Cross will be there for you every step of the way, on-site, over the phone and through our website.
We’re all on this healthcare journey together, together we’ll all get to better health. BCBSRI.com is your employees’ connection to everything, they need to take control of their health. After creating an account, employees can log in with their username and password, their member homepage delivers alerts, updates and recent claims information.
From the left navigation, employees can quickly access all the benefits and features of their plan. At the benefits Center page, they can review plan details as well as real-time deductible and out-of-pocket totals. With BCBSRI.com as their health care hub, employees will understand their coverage better while knowing exactly how much of their benefits they have used.
We make it easy for employees to find family doctors and dentists as well as specialists hospitals and laboratories that provide high quality and cost-effective services. Employees will see our find a doctor tool on the home page, but they can access more personalized results by logging in to their member home page and using the tool in the left hand menu.
Locating a doctor is easy, employees can search options that will help them find a practice that is convenient for them, they can also search for a variety of other services such as hospitals, pharmacies and Urgent Care. Since we offer a national network, searches aren’t limited to Rhode Island. Employees can find providers throughout the country, they can also further customize their search.
Clicking a provider’s name offers more details and contact information which can be shared through email or text. With a few clicks, employees will find it easy to make informed healthcare choices. After logging in, they can research specific medical and dental services available from a range of doctors and facilities.
With our cost calculator tool, they can select a procedure or test from the drop-down menu and choose a search distance. The calculator shows detailed information on providers and facilities including whether they are accepting new patients. It also highlights that PCMH could mean lower co-payments.
Depending on a person’s health plan, employees can also see how much each provider charges for the same procedure based on actual cost data compiled by the BlueCross and BlueShield Association.
A compare function allows side-by-side reviews of up to three listings, employees can learn the total cost of the procedure and how much they’ll pay out-of-pocket, the cost calculator at BCBS RI.com also shows whether a doctor or facility has a blue Distinction rating which means they’ve been recognized nationally for providing quality care.
There are ratings and reviews from other Blue Cross members. With the help of our website, employees can manage their benefits and care and take charge of their health. Once they’ve used medical services, employees can easily access claims information, employees can view claims, search claims by date and get more details on a specific claim, they’ll also find additional tools that will help them maximize their benefits.
Within claim details, employees can see a breakdown of what was included in each of their claims, they can download the explanation of benefits which are posted after their claim processes so they can keep it for their records. Once they see that their claim has processed, employees can pay for it by using their health savings account or HSA. We will show them how to use the HSA tool as well as everything else they need to know about this tax advantage.
The my accounts tab shows current account balance so they know how much money they have available. With the E claims manager, they can view all claims that are eligible for payment. If they want to see the claims they’ve paid and any other transactions associated with their account, they’ll find that in the transaction history, this will include employer or employee’ s contributions to their HSA claims payments and any interest earned.
If they’d like to see a summary of contributions, they can do that too. Our consumer driven health plan options can also be paired with an HRA or FSA, all of these tax advantaged accounts can be easily managed through our website. Employees need to stay healthy at the lowest possible cost to access the medicines, it is convenient and simple.
Under the pharmacy tab, they’ll find general information on their prescription benefits including co-pays for each drug tier. For more detailed drug information and to learn how to save using our mail order service, they can click the my pharmacy benefits manager link.
If they want to find out what their copay is for a drug and if lower cost generics are available, they can use the my copay tool. Once they get their results, they’ll also see the difference in the cost when they get the prescription filled at a pharmacy compared to a three-month supply through our mail order service.
If they need to sign up for the mail order service or to renew, everything they need is under the mail order tab, information on their prescription history is under the my prescriptions tab. The Wellness portal provides access to a variety of web-based workshops, trackers and health information. Services helps employees stay healthy, research shows that healthy employees are more engaged, more productive and less likely to miss work days.
At the click of a link, the wellness portal delivers personalized health information tailored to meet employees needs, they will find their health profile links to healthy recipes, articles, daily health tips and much more. They can also get a snapshot of their current health status by completing a confidential health assessment.
This detailed report will identify risks and give employees a roadmap to better health. We know employees want to save and that’s why we offer blue365, it is a program that provides discounts on wellness related products and services from national companies.
Employees will have access to standing discounts which they can redeem anytime they like, they have exclusive limited time offers designed for living well. They can also sign up for weekly email alerts so they don’t miss out on savings.
Milestone changes in the healthcare industry are touching us all, with tools such as BCBSRI.com, blue cross is ready to help you and your employees navigate this new health care world. As a plan sponsor, you’ll arrive at a benefit strategy that is sustainable, your employees will have the tools and information to take control of their health, everyone will welcome the results. We will have healthier individuals, healthier businesses and a better healthcare system.