Description: The article is about the capital-one-credit-card-login, telling us the differences of Capital one unsecured credit card and secured card. The author records her own experience of saving money and trying to raise her credit score.
As promised I would give you an update on my financial discipline journey. My Capital One card came today. I knew it would come either today or tomorrow. Because through the app you can track it. They tell you when it’s been shipped and if it’s in transit. So I knew I will be getting it either today or tomorrow.
Let me cover this up. This is my Capital One card. I want too much information. This is the Capital One secured card. It’s $200 limit on that one. So I have my first Premier Bank and my Capital One $500 total credit limit secured.
The good thing about this is that in the past if I ever had money I would spend. I can hold onto money a little bit but I wouldn’t be able to have this much discipline.
I wasn’t raised financially responsible. You have to learn things from your mistakes. It’s surprising to me. Because when you want to do something badly, you can do it so currently. I have my two cards. I was thinking about applying for this discover card.
I checked my credit score again through other app. I have it. It went up. It’s 617 and I’m starting to get unsecured credit card offers. Now what I’m thinking is that I might wait another week. Having unsecured cards on your credit profile or with in the algorithm used to produce your credit score.
When you have secured credit cards, they put you into a category of a credit risk. I mean they’re both credit cards. One is secure. One is not. You have put yourself at a credit risk by two lenders. My goal ultimately is to have all my cards unsecured.
If I can start getting unsecured cards with rewards, that’s my goal mileage cash back. I want some cards where I can earn mileage like airplane mileage. I can travel more with my wife and kids.
That’s my goal. I’m going to put that off for another week. I will still do the financial Fridays with you. I’m still going to save money every week. I’ll keep you updated. My credit score went up a little bit more originally.
It was a 540 when I started and it’s up. My credit score originally was a 520. I have pictures and my phone snapshots of the increases in the dates. It was a 520 and it’s at 617 now. It’s been under two months since I even started trying to repair my credit.
It went up substantially. My goal is to at least get up to in the 700s definitely. I’m getting my credit together so I can buy some real estate for my family and investment properties as well. I’ll keep you updated on the savings every Friday and I probably write an article once a week as far as credit cards and what things I’ve learned about credit cards to help you along your journey.
You won’t make some of the mistakes and it’ll be a lot quicker for you. I’ll do that once a week on the credit cards, my credit journey, my credit score and things I’ve learned. I will apply for different cards and on Fridays we’ll do the financial Fridays. Thank you for popping in.
My Capital One card came in today. I’ll be a lot busier tomorrow. The purpose of this passage is to document my financial journey and to document my journey to financial discipline. I said I’ve been cover discipline in other areas of my life.
Aggression is a must. Give me a shoot me by email or you can text or call. That’s fine and thanks for reading. If you have any questions or anything that can help me along my journey definitely let me know.