I’m Dave Fasoli, welcome to Care Credit, I’m the president and CEO. We have a great program, Care Credit is a health care credit card, one of several in the industry. We have a hundred and thirty-five thousand providers as part of our network, some seven million consumers have Care Credit.
Today, it’s a growing expanding program that covers everything, including dental vet, cosmetic surgeries, audiology and vision programs, I love their program. If it was not for them, I would not have my pearly white straight no gap teeth that I was able to have on my wedding day. Care credit is a great service, care credit is there when I need it the most.
Care Credit was founded over 20 years ago by an entrepreneur, who was interested in helping people get the health care treatment that they needed. And they can use it for their entire family, including their pets. I grew up wearing coke bottle glasses and it was just like the glasses were getting thicker and thicker.
When I contemplated getting LASIK and I did the research. I found that it was expensive and I didn’t know how it’s going to pay for it. So when I went to visit the provider that was going to do the LASIK, they introduced me to Care Credit, told me it was going to be a smooth easy process. I applied it, went through, I got my LASIK and now I can see.
I had a pet emergency, she needed emergency surgery, CareCredit was there for me. This started with the hearing aid and then I went to start using it for veterinary benefits from my dogs and we’ve used it for some dental work. My wife had done gap and these days our financing is more difficult. People don’t want to leverage their bank Carter, their general financing for some larger ticket requirements that may come up. They may be planned in the health care arena, some of them may be not planned.
There are lots of consumer advantages for care credit, consumer can initiate the treatment that they need immediately. When they have Care Credit and make small minimum monthly payments and pay for that care over time. I pay mark Kerr credit bill actually through the Care Credit website every month additionally, because we offer the deferred interest financing programs.
The consumer can avoid the interest payment as long as they make their minimum monthly payment. By the end of the promotional period, they pay off the entire promotion. I have my credit card, but that is a very high interest rate. So if I didn’t have care credit with interest deferred payments, it would be a lot more money on my shoulders.
The Care Credit has such a user-friendly website to view my bill, to view my balance and to access it 24 hours a day. I go in there, also to find providers when I’m not sure whether the doctor’s office is to take care of credit or not, it’s easy to look that up ahead of time. So we’re looking for creative ways to allow consumers to access care credit privately, discreetly, simply, quickly, and then have a great experience.
So they’ll use us again, the name of your product should be your mission and your goal in life is all about care. Care credit is there to help care credit is like a family to me, they care about our health, they care about our animal health and I don’t really know what I do with that.