Description: The article is about citi card login. Citi card is a credit card issued by Citi Bank. You have the access to many services once you opened your Citi account online. You may then be able to use the card for many things around your life.
Today we’re going to talk about citi rewinds. But first if you are new here we’re all about how to maximize the value for credit cards so how to get the most cash back and also how to travel for free.
We’ve already talked about Chase and we’ve already talked about discover and citi is the third one in the queue. Depending on what you’re purchasing,it might need to be the best or it might be the worst. One big advantage of citi is it’s relatively automated.
So if you have to do a lot of legwork for both chase and discover,you have to do a lot of legwork at the beginning,but for citi you can do it towards the middle in the end. It’s not too bad at all. If I had to rate the experience I’d probably put citi on top because it’s very simple. I will probably put discover in the middle and then probably put Chase at the bottom. I’ve had weird experiences with the e claims website so that’s why it’s at the bottom.
Looking at which of these cards is the best I think it depends firstly on which card you have because they’re probably not going out to get a card solely for this purpose and what you’re looking to buy. Different cards have different exceptions. We’re going to dive into that. Running through a quick overview of how price were wind works,what you need to do is you need to buy the item.
You cannot use price protection if you do not buy the item. I have a lot of Facebook messages asking me how to do this without actually buying it. To reiterate you need to buy the item you need to save the receipt then you need to log in a citi price rewind and look for the item that you bought. There are a lot of different things that are not covered and we’re going to talk about that after this.
Next you need to select the item enter the purchase details and upload the receipt that way price to rewind works by itself. If you don’t see the exact item on their database what you can do is to submit a rewind benefit request form. So you can do this either online by mail or by phone I typically recommend online. After this you’re much done your part. So this is where citi rewind works. It’s magic. They’re going to look for a lower price based off the item that you bought and if they find anything within 60 days they’re going to notify you by email.
If you find a lower price by yourself you can also submit this information and it’s going to submit the benefit request. The final part is that you save money so the basics of it is straightforward. I think it’s logical. The main difficulty though is that you have to submit that information at the beginning.
If we’re someone buying one or two items then this obviously isn’t too bad especially if they’re bigger items. But if you buy a hundred different items or probably maybe ten or twenty ones so different items from Amazon are from different places then it’s going to be a hassle entering this information.
one thing to be aware of is that citi rewind only works for 60 days from the date of purchase. The maximum you can get per item is 500 or the amount charged to the citi card. You don’t need to charge the full amounts of the card if you have a gift card then citi would probably be a better choice. The maximum benefit from price rewind is 2500 dollars per year per accounts.
For citi its calendar year not card member year so it’s basically until December. In order for price rewind to work the item has to be exactly the same as the one that you bought,the same manufacturer,same model number and same color. The lower price has to be published in either an online retail site or in either newspapers,magazines,store circulars or catalogs. This includes special promotions like Black Friday or door Busters. This only includes the sale price but not stuff like tax and shipping.
Things that are not included include motorized vehicles such as boats cars and aircrafts. Interestingly enough tires are covered. If I recall correctly I believe that Discover does not cover tires food beverage fields medications jewelry so things like loose gems precious stones metals but watches are eligible. Tickets of any kind so airlines,sporting events as well as the lottery.
Collectible items including but not limited to antiques,coins art sports,memorabilia or stamps. Items purchased for resale plants and animals including stuffed or mounted animals are fish. There are also a bunch of different special circumstances that are not eligible for citi price rewind. If the lower priced item includes a service contract such as a cell phone then that’s not covered.
If the lower price item is offered at no cost or the lower price item includes a bonus or free offer or special financing or a rebate it’s also not covered. If the store is going out of business or if it’s an internet auction site such as eBay or if it’s used customized, altered refurbished or secondhand.
There are a lot of terms but it’s not as onerous as you might think. I think it’s reasonable. Depending on what you’re looking to buy,I would probably put discover in citi on top and then chase at the bottom. The main reason is that Chase has a specific term saying that anything that is limited quantity does not count.
A lot of people tell me that it’s fine that I say that Black Friday is covered but I don’t want to risk it if it’s listed specifically in their terms. The big benefit of citi is that it’s mostly automated once you submit your information and the big con is it’s only 60 days and then that you also have to submit your information.
It’s a pro and a con afterwards it’s automated. For me personally I haven’t used citi press rewind but it sounds awesome and I think they made it a lot easier to use if you look at what the terms were last year. I hope that was helpful and let me know if you have any questions. My question for you is what’s been your experience of citi price rewind.