Description: The following article mainly focuses on the information about the review of citi double cash back credit card offered by Citigroup, the author shows us the reasons why he endorses this card.
When it comes to personal finance, I’m definitely supportive of that and I hope that more companies start following that trend in the future, stop with the annual fees, stop with the gimmicks, incentivize people to save and to pay off on time.
Today’s topic is the city double cash back card offered by Citigroup who are still skeptical, ten years ago, this is an excellent card, when I started investigating and I got excited to see a corporation stepping up and trying to promote financial responsibility among card holders which is not typically.
The main feature of this card is that you get 1% cash back on everything, for some cards, you can only do a thousand dollars, but you get 1% on everything, when you pay on time, you get 2% which is great, I love to see a company saying we want you to pay on time, in fact, we’re going to incentivize you to do something.
I’m glad to see this happening, that cash back you accrue, you can redeem as state and credit or as a gift card or you can even put it in your bank account which I’m also a huge fan of young people, you want some extra income on the side, but you don’t want to pay an annual fee or get involved in some other scheme.
You can put in your bank down, it’s nice, have a little bit of income on the side with your regular shopping trends or habits, but you are incentivized to do more, I get 1%, but I’ll get another percent, if I pay on time, that is great to see them, encouraging that so excellent job city.
When it comes to that, you are going into your bank account or into gift cards, you get the cash back, but you have to pay for the annual fee, I like to see that.
Not all annual fee cards are bad, but for a young person, especially you want income, you don’t want to worry about, I have to cover any annual fee, because you don’t spend much on your credit card, you probably spend groceries gas.
You have extended warranty protection, you have access to a similar deal bonanza with American Express where they give you ticket discounts and access to certain content concerts.
You also have the city price rewind or if you buy something, they find it cheaper, they give you a reimbursement, if you use their system online and then card replacement within 24 hours on average and also identity theft assistance.
If your identity is stolen from your card, they will help you out with all those advertisements for LifeLock, I like the way the card looks, it looks like a special edition oreo cookie with the Halloween frosting, two different colors.
I don’t know why I thought of that, but the first thing that came to mind and the website’s easy to navigate customer service is little Fitness, my experience was positive, you can see some negative reviews though.
My guess is that those people made a mistake themselves and have an axe to grind, but it’s possible, they’re in the right at any rate, that shouldn’t stop you from looking at this card.
Overall, I would definitely endorse this card, it’s the only positive cash back card for young people, what I have to stress is that they’re encouraging you to be responsible.