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citi double cash

Citi Pays Me to Use Their Double Cash Credit Card

March 13, 2018

Description: The author is mainly talking about how he uses citi double cash credit card, the reasons why he uses it and why he highly recommends people to use it, we may see some benefits if we choose to utilize the card.

I want to do a follow-up on my Greg talks debt video, I want to talk about how I use credit cards and credit card companies.

I have one credit card in particular that I use and it is a city double cash card and the reason that I use that credit card and how I use it is that all of my purchases go on that card, so Monday through Friday, Saturday, Sunday, every day that I buy something, I use that card for specific reason.

The card gives you cash back specifically, it gives you 1%, when you make a purchase that goes towards your account, when you pay off that purchase, it gives you another percent, so you effectively get 2% back on everything.

I use that credit card throughout the week for 14 days, today I will start using my credit card and I’ll use it until I get paid in two weeks from now, which is going to be two Fridays from now.

I pay it off on that day, so I only use the credit card for two weeks, I pay it off every two weeks, so I do that to keep myself in check, I don’t like to get out of control with spending.

If I pay it off every two weeks, I can moderate more of them, if I were to pay the credit card once a month, because I’ve done that in that month hits.

When I get paid, I pay it off and that also gives me in gauges to how much money that I have leftover after I can off to put into savings, so I use that for my system, it’s not necessary to do that, but it works for me.

What I do is when I pay that credit card off every two weeks, once I get my statement, they generate the amount of money that I get back based on my purchases which is 2% of that.

I take that 2% that I get back and I put that into my checking account, they have the option that you can apply it to your statement or give yourself a credit on there.

Another reason that I do the credit card situation instead is using a debit card on top of the 2%, I don’t have anything else on my credit report and it’s important that if you ever want to get yourself into a position where you want to buy a house or if you want to buy a car and you need to take a loan out or an emergency happens, you need to take a loan.

People are going to look at your credit and if you don’t have anything on there, that makes it very hard for them to make a decision as to whether you’re trustworthy or not.

If you’re going to pay the loan back or not, so having this credit card on there gives it something each month, that is reporting and showing up on there and if you can get paid for using someone else’s money even for a short two-week period, why not do it?

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    • When Does Capital One Report to Credit Bureaus?
    • What Credit Bureau Does Capital One Use?
    • Is capital one a good credit card
    • Is capital one a good bank
    • How to Apply for a Capital One Credit Card
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