Description: The article is about costco citi card login. This is an introduction about Citi groups premium credit card. The author introduces some new perks of the Citi Prestige credit card including a new metal card,75k intro bonus,improved 4th night free offer and cash back options.
We have some exciting news for you about the citi prestige that citi groups premium credit cards is in the same range of the Amika platinum,they’re bringing in some changes which are coming in on July 23rd,these are changes for the better not for the worse.
First of all the most obvious is a cosmetic change,they are providing a metal card,all new users can get approved for the card,after July 23rd,you’ll be issued a metal card and they’ll roll our metal cards for existing card holders over the months to come. Your card number will stay the same but your expiry date will change.
This is obviously to compete with the Chase Sapphire Reserve and the Amex platinum. Amex platinum recently changed their card to a very hefty metal card,it seems now all premium credit cards need to be made of metal. If you’ve got a few of them,your wallet is going to be heavy.
The second change is cool,it is a signup bonus offer which is going to be available for a couple of months,it is a seventy-five thousand point signup bonus but there is a catch,you have to spend seven thousand five hundred dollars in the first three months.
That’s quite a lot,normally it’s around three to five thousand even the Chase Sapphire Reserve with its 100 thousand point signup bonus. I think it was five thousand dollars in three months for members even four thousand. I don’t know it is four or five thousand to get that signup bonus,I can’t quite remember.
For a lot of people I think that’s a little bit beyond what they’re going to be able to put on a credit card on a monthly basis. I certainly would not be able to get that signup bonus unless it was a monthly basis,I can use it for paying for a big family vacation or buying a new computer which may cost three thousand dollars,it will add my monthly spending to near seven thousand five hundred.
But on regular months,I don’t put that much on a credit card or a regular three month period because obviously rent is my biggest expense and I pay that by cheque to the landlord,I can’t put that on a credit card,that leaves all my other spending which doesn’t quite cut it,you’d have to spend two thousand five dollars a month.
If you want to get this card and you want to try and get that signup bonus,you should understand that you have to send an average of $2,500 per month to be able to get the sign-up bonus.
The next change is to do with the fourth night free offer which has been all along one of the best aspects of the citi prestige card,there are some positive changes coming for this aspect of the cards,first of all you no longer have to talk to the citi concierge to get your fourth night free,you used to have to turn up the concierge and then email them the hotel you wanted and your travel dates,and they would book it for you and then you would get a statement credit on the card.
Now you can be the Booker to receive thank-you points travel portal,when you book a hotel through their using the citi prestige or using your thank you points if you’re a prestige cardholder,you will get the fourth night free. There have been some changes and how it’s worked out,it’s not going to be the actual price of the room,it’s going to be the average price for that room.
If you are going on vacation at a time,the hotel is selling at a premium you’re going to have to pay a little bit extra for the room because it’s above the average price,you have to pay taxes,but even with that you’re going to get a heavily discounted for 80% or 90 % discounted for fourth night,it’s still an amazing perk.
If you travel a lot and you stay in hotels for period of four days one week,it could save you thousands of dollars because there’s no limit to the number of times,you can do it within one calendar year.
Additionally you now can exchange citi thank-you points for cash back at one cent per point,this may not sound that great because obviously you’re going to get better value redeeming them for your airline miles. Citi prestige gets you 3×3 points per dollar back on air travel,two points per dollar and dining and entertainment,you’re getting quite a good ratio of cash back there.
I don’t have this card so I can’t do like a proper review of it,I can tell you about these new perks which are exciting,I already have this Chase Sapphire,we feel that one premium credit card per person is enough unless we start traveling significantly more than we do now and we’ll be able to get back a lot of those annual fees through utilizing the travel credits and benefits.
That may happen in the future,now I think my next card will probably be a tier 3 card like the Marriott chase card,I think that’s probably going to be the next one I am going to apply for. The citi procedure provides all the usual perks that you get through a tier 4 or premium credit card,you have lounge access through Priority Pass,you have Global Entry credit and all these trip cancellation insurance.
Leave your thoughts below,what do you think of this card? Are you going to get it? Are you going to try and go for that seventy-five thousand point welcome offer? How are you going to meet the minimum spend? I’d love to hear your thoughts on this.