Description: The following article is mainly going to show us how to build up our credit score on credit karma login if we need to buy a house.
It’s going to take a few months even a few years to build up your credit score, but it’ll be worth it in the end, if you want to save thousands of dollars over the life of your mortgage, building up your credit score is the way to go, so attract your credit score and your progress with creditkarma.com and watch your credit score improve.
This is Justine Rivero, I’m the credit adviser at Credit Karma, if you want to buy a house in the country houseboat, even a house of pancakes, you’re going to need great credit.
If you want to get approval from a lender as well as the best interest rates possible, but if you’re worried that your credit may not be in tip-top shape, we have a few steps to help you build it back up.
Your first step is to find out your credit score, in that way, you have a baseline and you know how much you need to improve in order to get the best grades, so visit creditkarma.com for your free credit score.
Next, you need at least 660 credit scores to get approved by lender, however, if you want to get the best interest rates and save the most money, you need a 720-credit score, let’s start working on it, let’s move on to step 2, check out your credit report card on Credit Karma.
Calming your credit report card is like a snapshot of your entire credit report, it sends your credit health to a couple of key components, in that way, you can take a look at it, see what grade you got and know where you need to improve in order to better affect your credit score.
Maybe you have too much debt, too many credit inquiries, you’re using your credit card too much, you want to take a look at your credit report card and see where you’re not getting the best grade. We can start improving in those areas.
The third step, you might be feeling a little overwhelmed with all the stuff, so go ahead, take a break, get yourself a pancake breakfast, you know it relaxes for a second and we’ll come back to this credit thing.
The fourth step, we go back to credit help, what areas do you need to improve before you buy your house to take the next couple of months to build up your credit score by taking these proactive steps continuously.