Description: The article is about discover credit login. The author introduces the advantages and disadvantages of the Discover it card. You can learn more details about the Discover it card by reading this article and decide to buy this card or not.
Today we’re talking Travel Awards credit cards,today’s credit card is the discover it card. Let’s take a look at this card here. The discover it card has no annual fee so you don’t have to pay an annual fee,that’s great. The Earned possibilities on this card are good,you can get 5% back.
There are different categories and those categories rotate,let’s look at the categories here. At Amazon or Target,you can get 5 points for every dollar spent,they cap it off at $1500,you should be aware of that. Every month it will change and it’s similar to the Chase freedom card,it’s nice,you can rack up a lot of points fast. I am going to teach you my strategy when it comes to cards like this.
If I’m doing wholesale clubs,I’m going to try to purchase a year’s worth of stuff in that time period,if it’s toilet paper,I can stock it for a long period of time so I won’t have to buy any more toilet paper for the rest of the year and I get my 5 points for every dollar,that’s my strategy there.
There are certain situations,the certain things in grocery stores you buy aren’t going to last you for years,it’s not even an option but that’s where you balance your different cards so you don’t only have one credit card. You have one credit card that you can use for 4 to get 5 points back and then you have another credit card that you use for different things,that’s how you work with that.
They will match the points you accrue for the first year,that’s nice. You can double your cash back there. Redeeming is easy,it’s credited to your account so you can use your points. We have anything else that stands out. They’re good. I have a Discover card,I don’t have the discover it card,but they’re very good with watching your account to make sure there’s no fraudulent activity,most credit cards can do this.
If you have a situation like that,you can freeze your account relatively easy,you can get your FICO score,that’s nice. It’s a basic card,it is a basic cash back card. The drawback though is that you have to use it as a cash back option,they don’t have travel portals,it’s not a travel card,you can use it for travel,you can use it for anything.
I’m more interested in the travel cards because of the transfer partner,I can transfer to different partners and get value out of the points that I have,I can sometimes get two three even four times the value by transferring to different transfer partners.
This is a good card,if you’re new with cash back cards or travel rewards,this is a card that you might want to look at. There are no blackout dates,all you’re doing is purchasing a ticket,it’s like you’re using your credit card to purchase,it’s the same thing. I am going to start giving away,these are luggage tags,I’ll give away one every Thursday.