Description: The following passage mainly focuses on first premier login, in which the author shows his dissatisfaction at the First Premier Bank credit card. The author says that the First Premier Bank credit card has higher fees and higher interest rates.
I’m Adam from proud money.com, I am offering a short review of first premier credit cards, first premier offers credit cards to those with bad credit histories, if you have a bad credit history, you probably know that in order to get credit, you are going to have to pay more than people that have good credit history.
Somewhere along the line you’ve done something that has put you in a position where the major credit card companies aren’t going to approve you for their cards, whether you defaulted on a credit card or some other type of loan or had a lot of late payments or whatever the situation is, obviously your credit score is not ideal.
You are looking to get back into the credit card game, there are so many credit cards that cater to bad credit customers, so you end up paying higher fees, you have higher interest rates, a lot of times you’re going to have a fairly small credit line because you are more risky, banks aren’t going to want to give you as much credit until they can see that you can handle it.
You start small, if you do well, you can work your way up, across the board bad credit cards or banks that cater to bad credit customers are going to operate in that way, first premier is the worst of all of them, they are going to charge you the highest interest, they are going to charge you the highest fees, they are going to offer you small credit lines that you can handle which are almost useless to you and are very easy for you to go over and potentially get late fees on top of that.
No matter what your situation is, on proud money.com we’ve got a couple of pages, one of them is an unsecured credit cards page for people with bad credit, we also have another page that is secured credit cards for people with bad credit or who don’t have any credit yet.
That’s a way where he can put a security deposit down and get a credit card on training wheels, but no matter what your situation is, check those lists out, those can give you some other options which doesn’t mean that all those cards are the greatest things, but in terms of someone that has bad credit, they are better than first premier.
That is the message of this passage, first premier is your worst option if you have bad credit and you want to get back in the credit card game, so look elsewhere, thanks for reading, please go to proudmoney.com for other credit card lists like I mentioned and other personal finance information as well.