In this video, I’m going to show the Capital One to you. As was promised in my 2018 Singing Funds Video. If you liked the video, I would show this one and how it is set up that you can’t really see the account numbers. That is why I am showing the last three digits. It will not be a problem for me, since it doesn’t show the whole account number.
The ones that I have on Capital One for my singing funds and everything I have my IRA, and my retirement account are on Capital One. I have a CD with them. It is just one of them. The other one is for my car maintenance, and I also have my medical and Christmas ones. I have my tattoo, travel and my home repair one, the last one being a new one, because I used to be saving for this house. But I don’t ever need to repair anything. I just keep it since I will be getting a new house.
If I ever need to put any money in it, after the completion of I have already had an account setup. I will also have my car insurance. What is more, I do have my savings account, which is just opened after I had moved it over to Ally Bank. So, this one has only 80 cents in it to be kept aside. Finally, this one was my moving fund, which account is closed.
As can be seen, it is opened because I did move that to Ally bank, together with its better interest in Capital One. I have just had my plain IRA, which is not in a CD. With this, it has the CD and IRA together, which are two different ones. Besides, I also have my property tax. I have YouTube because it is where my YouTube money goes into. A special account was created for it.
Without doubt, I have my checking, so I can withdraw money out of any of these singing funds. If I need to, I have one for my sister Burnie until I have everything in order. Until I have my house or I’m all set, I will start transferring money into my sister’s account. I have one set up for her, just because she is younger than me and she’s not a part of the Indian tribe. In this case, she does not get money every single month and she’s struggling and looking for a job.
When I have everything set, I want to give money to her to transfer into our own account, so that she can start learning how to save, and may beget her own apartment, so that she’ll be set whenever my parents pass away. Because she does still live with my parents who are old. If one day unfortunately they ever go, I know I’ll be helping her out, so that’s where I’m going to put money and to help her out if she needs it. Beside, I also have a vacation fund.
The weird thing is that I have a travel and a vacation. The travel indicates the little mini trips only. If I want to go away for five hours, I will put some money into it for the travel trips. On the other hand, the vacation refers to long-distance vacations, regardless of going to Los Angeles, Disneyland, Florida or France.
Likewise, I have my pets and then the emergency fund. As I mentioned earlier, I just moved it into Ally Bank, so it gets better interest. The closed account has been here for at least three months, which can not got rid of. But those are all of singing funds on Capital One. Capital One has an interest of 0.75. These days, it has become 1% on Capital One. Therefore, it is so good for the interest rate and other elements.
For bigger savings, I do have it at Ally Bank. I can’t show it because it doesn’t have like the layout as this one. With all the different accounts here, which don’t show the account number. However, on Ally Bank, it does show it, which justifies why I can’t really show it.
I can make it all about Ally bank in a different video if any request from you. If you have intension to set up an account with Capital One, it will charge you anything. If you sign up with my link, you get $25 for free with your first savings account or checking account, and I get $20 for the referral link.