It is a credit card examiner.com review of the Amazon credit card. We’re going to go through a brief analysis of the Amazon credit card, including the benefits and rewards as well as some terms and conditions that you should be aware of. The essay involves a side-by-side comparison of the two Amazon credit cards, the store card and the Rewards Visa Card.
First and foremost, it is the store card, which is only useful amazon.com. If you’re a prime number, you get 5% Rewards points back. When you shop at amazon.com, if your daughter has a primer board member, you don’t get those benefits, instead of the special financing offers. The APR interest rate is somewhat high, which is 26.49.
No annual credit card fee will be incurred, which is good. What is comes to the Visa Card, it can be used everywhere, You get the five percent rewards back. You also get two percent for restaurants, gas stations and drugstores and one percent anywhere the card is acceptable, even if you are non-Prime.
If you don’t have prime membership on Amazon, you may still get these rewards. The APR is much lower. If you can qualify for a fourteen point seven four EPR, it would be desirable. The high-end twenty two point seven four is not that bad at all.
If you like a decent rewards program, you got a low APR. I don’t like the penalty fees, as the grace period is a bit short. All in all, it’s a good card and the credit card examiner.com rating is 4.5 Stars. That is all about our review. More info can be found at creditcard examiner.com. Thanks for reading.