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lpl financial login

LPL Financial Tech Update Betterment Partners With Uber US Bank Selects Future Advisor

July 9, 2018

Description: The article is about lpl financial login. The author shares this week’s stories including LPL Financial’ s technology roadmap, FutureAdvisor signs up the fifth largest bank in the US, Betterment forms a partnership with Uber and more.

On today’s broadcast, you can get an update on LPL Financial’ s technology roadmap, Future advisor signs up the fifth largest bank in the US, Betterment forms a partnership with uber and more. I’m Bill Winterberg, thank you for joining me for this week’s advisor technology news broadcast. Today’s episode is brought to you by Nest Egg Guru, it is a stress testing application for your clients retirement planning.

Designed as an alternative to Monte Carlo simulations and calculating probabilities of success, Nest Egg Guru helps you tangibly quantify how client portfolios may hold up if future investment returns don’t pan out as expected.

You can sign up for a no obligation free trial at fppad.com/nest egg guru to see how this low-cost solution can complement the planning software you already use today. This week the nation’s largest Broker Dealer held its annual LPL focus conference in San Diego.

I wasn’t able to attend the conference, but LPL CEO Victor fetter kindly connected with me by phone to cover several of the key technology announcements made at this event. Client works, the replacement for the existing BranchNet platform is now available to roughly 11, 000 advisors, up significantly from the 500 beta testers this time last year.

An updated account opening solution is anticipated soon which will streamline the creation of LPL account forms, pre-populate forms for clients with existing LPL accounts and automatically fire off an electronic signature workflow.

Fetter also highlighted a new adoption index score that advisors can use to gauge their own adoption of particular technologies and identify areas where efficiency can be improved. Finally, lots of attention was given to guided wealth portfolios. LPL’s automated investment solution powered by BlackRocks’ s future advisor platform are expected to be available in early 2017.

Fetter told me that advisors can choose to add their own brand to guided wealth portfolios as an extension of their existing business, they can create a new brand as a separate but complementary platform for certain clients.

Guided wealth portfolios will consist of ETF allocations managed by LPL research, they will be visible in the client works dashboard, clients can view their information by using a mobile responsive website, but Fetter said that a native application for iPhone or Android is not ant anticipated at this time.

Fees for the service are still up in the air, we’ll have to check back as the service gets closer to its official rollout. US bank, the fifth largest commercial bank in the United States announced that it will be using future advisor to power an automated solution for its clients with portfolios designed by US Bank Corp investments.

Like LPL’s guided wealth portfolios, US banks said that the service was expected to be available in 2017 and fees for the services were not yet disclosed. More details on LPL Financial and future advisor are linked over on my website, you can head over to fppad.com to get the links to this week’s top stories.

Next I am going to talk about the news on betterment. This week the company announced a partnership with Uber, Uber has the multi-billion dollar global ride-sharing network, it allows drivers to open and fund a Betterment IRA account directly within the Uber application.

Drivers get special fees with their first year of Betterment completely free, after that they get 25 basis points per year on accounts below $100, 000. The stakes for client acquisition went up. Millions of people recognize Uber, when they see a partnership like this, they have to think that Betterment is good enough for them too.

They could have chosen anybody for this partnership, they could have teamed up with Vanguard, Schwab Intelligent Portfolios or even Future Advisor. They chose Betterment. This is about distribution and decreasing client acquisition costs. Industry commentators have beat the drum about high acquisition costs of automated investment services.

If an automated service can immediately get exposure to hundreds of thousands of potential customers by getting embedded in another application, betterment can get embedded in the eBay application to invest extra cash. That’s an inexpensive and clever way to acquire new customers.

Welcome to the new front line in the battle for asset management. I hope your marketing team is up for the challenge. For details about Bettlement’s partnership with Uber, you can head over to fppad.com to get the links to all of this week’s top stories.

Bits and Bytes exists because of the support of our sponsors, you should be sure to check out nest egg guru, it is a stress testing application for your clients retirement planning, you can see how this low-cost solution can complement the planning software you already use by signing up for a free trial today at fppad.com/nest egg guru.

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