Let’s get to this Capital One (capitalone.com/activate) 360 refer-a-friend program review. I’ve had an account with Capital One 360, a savings account since 2008, then it was ING direct and I’m going to go here to the Wikipedia page, ING Direct used to be Capital One 360 down here. 2011 Capital One purchase, ING Direct USA and became Capital One 360.
That’s a little bit of history there for you. But bank itself, I’ve had no issues with it. I just have a seems account with them. I use the seams and count as basically, like a rainy day, fund their emergency fund, where I just put money into the account, don’t touch it too much.
I’m not very active with the account, the interest rates on the scenes accounts are pretty good, they aren’t always the best, but they are up there in the top. It just depends on the interest rates to do fluctuate, so there are times where they’ll be the best or other times will be. There will be like 2nd, 3rd, 4th best, whatever it depends.
But overall the interest rates that they have for the savings account, you can earn on your money are up there on the top. Also, there are no fees for the account, neither are no minimums. You don’t have to have a minimum amount in your account, which is another thing I like.
So I’ve had no issues with the account, I would recommend Capital One 360 to other people. And I have in the past, which brings me to the Capital One 360 refer from program. Now the refer friend program is not active. When I go to my referral link, I get this page that comes up, it says that the program is down for maintenance.
Whatever I don’t know why it’s down, it happened before in the past, because they change some things with it. So I guess maybe they’re changing a few other things with the refer-a-friend program now, but I can get into the basics of the refer-a-friend program with you. But I don’t know if these things are going to change in the future.
So if you’re watching this video for several months, a year or whatever in the future and the current program is different or gone. As the referral program previously worked, you refer people to Capital One 360, they open up a savings or checking account.
As long as they meet certain requirements, you’re going to earn twenty dollars for each of those referrals. And for those people, they’re going to get twenty-five dollars for opening up their account provided. They meet certain requirements and I can get into what those requirements are, because those could change when the refer-a-friend program comes back.
You are able to make a maximum of a thousand dollars with the referral program. Once you’re in a thousand dollar with a full program, you can’t earn any more money. So if you’re looking at the Capital One 360 refer-a-friend program as a way to make some additional money, you can do that. But it’s not going to be something that will be consistent or something that you can constantly do.
If you in the first month referring 50 people and they all meet the requirements, and you’re in twenty dollars for each one, there’s a thousand dollars and it can’t do it anymore. So this is something why this referral program is good. If you want to do it on the side to other things that you’re already doing or perhaps you just need some extra money in the short term, the referral program is good for that.
Whether or not this is a scam, it’s not good enough. It is a legitimate bank which gives capital one, though I don’t know why people think it would be a scam, unless for whatever reason are unable to refer people to Capital One 360, because they didn’t make money, they say it’s scam. I don’t know, I haven’t run into that with anyone. But there are stupid people out directly, going to Google and putting in grapes are scam or paper towels, and there’s going to be search result. There are people saying how these things scam.
If you can make money with the Capital One 360 refer-a-friend program, I’ve made money with it. It hasn’t made before thousand dollars yet. But I am up there. Once it comes back within a few months, I will have to hit the thousand dollars and I won’t be able to earn any more money with refer-a-friend program.
Also, the other thing is the Capital One 360 is only available to US citizens. So if you are not within the U.S., you don’t live in the US or you’re not a US citizen, you can use the refer-a-friend program.
I don’t know when the referral program is going to be coming back. But if you want to be notified when it is back, I have another link in description box below, you can click on that link. It’s going to take you to a page put in your email and it’s going to put you on a notification list so that when the program comes back up, I’ll be sending out an email to everyone, letting you know that a friend program is back.
I hope this has helped you and give you some better insight on the refer-a-friend program, It is legit, it’s just not up and running now. Make sure you check out my number about one recommended program to start your online business.