Description: The article gives us a presentation about capital one credit wise, we may find some ways to calculate each model which has a unique range credit wise that is based on transunion credit report.
Let’s learn more about your credit wise score from Capital One, you can get your credit score from a lot of places and each one may give you a slightly different number, that’s because there are several ways to calculate it, each model can have a unique range credit wise, it uses the TransUnion vantage score 3.0 model to calculate your score which is based on your transunion credit report and has a range of 300 to 850 and while Capital One doesn’t use vantage score 3.0 for making credit decisions.
It’s a common model used by other lenders, but no matter what model it is, it used to calculate your score by taking these key steps, you control your credit future, make sure you make on-time payments, keep your oldest accounts open, pay down your balances, limit credit inquiries, don’t open too many accounts too quickly and keep plenty of available credit.
You know more about your credit wise score and the top things that affect it, you can confidently rule your credit with credit wise from Capital One, there’s so much more to credit than your score credit wise from Capital One.
Let’s see your score and much more for free, even if you’re not a Capital One customer, the dashboard helps you understand your score and the key factors affecting it all at a glance, use the simulator to learn ways you can take action to improve your score.
For instance, paying down a card balance may impact your score, before you make a decision, you can log in each week and see how the actions you take may move your score over time, you can also receive alerts to notify you, when an event occurs, that may have a major impact on your score, you don’t have to be a Capital One customer to use this free tool, so download the app today, get more than your score with credit wise.