Description: The author is mainly going to compare his Chase Sapphire Preferred car to chase sapper reserve, showing us which can be the best car to use by popular demand credit card wars and some benefits that may be received by the users.
I will be comparing my Chase Sapphire Preferred car to my chase sapper reserve. I will let you know what the best car is to use by popular demand credit card wars, so before we talk about credit cards, we need to talk about the points that you can possibly get.
When applying for these cards, both cards have a 50000-point bonus on their cards, that means you can possibly get $500 from applying for the card, spending $4,000 within the first three months.
Before you make your decision, you have to know about the annual fees, they give you this card, you will have no annual fee, but after that, you will have a ninety five dollar annual fee, the card in my right hand the first year of the game, you will have a four hundred and fifty dollar annual fee.
There’s no getting around that, that’s something major, I’m not going to talk about pointers on how to get these cards, I’m going to talk about the facts, you cannot apply for this card, don’t apply if you’ve already received five credit cards within the last 24 months.
It’s a new world, it’s called the 5:24 rule, if you have five new personal credit cards within the last 24 months, don’t even apply the second thing regarding the points on either one of these cards, you can only get the bonus, if you do not have the other card, you cannot open sapphire cards and get the bonus.
The second thing is that you cannot get that 50,000 bonus, if you’ve already received a bonus from a previous Sapphira card within the last 24 months, when traveling out of the country, you might travel to Mexico, Canada, there will be no foreign fees.
When you were using your other cards and you see these little transaction fees on your capital one card, you’re not going to get those transaction fees with these cards, the biggest difference is on the point, you can accumulate on dieting and on travel.
Every time you swipe this and you go to Taco Bell and you buy your tacos, you get two times, the points on dining purchases or travel purchases, when you swipe this card at the same location, you get three times, the points on dining or on travel.
We’re going to times the points against three times, both of these cards share the same benefits, but there will be some tweaks when you book your ticket, I book a ticket online, you have $10,000 trip reimbursement.
When you’re booking online, when you’re booking by calling a travel agent, they always asked you if you want to pay, don’t pay when you book using this card, if you can’t make the trip, both of these cards will reimburse your travel, any type of hotel accommodations up to $10,000.
Both of these cards also have auto rental insurance, you get up to the rental booth and they want you to pay for the extra insurance, both of these cards provide insurance, the third one, there’s going to be a slight variation.
In this card, you get to the airport, you and your family are excited for your vacation for Disneyworld, your bag isn’t there, if you haven’t received your bag on this card, past six hours, they will give you $100, a day up to five days, on the chaise preferred card to buy things that will help you survive on this car. It shares the same benefit, but they give you up to $3,000 for lost luggage.
The next should be flight delays, we’ve all situations where your flight gets delayed, you’re sitting at the terminal and they come on the speaker, if your flight is delayed more than 12 hours on the preferred card, you will get a voucher, you will get credit for $500 per day per ticket for hotel accommodations and food.
You only have to be delayed up to six hours, you might have heard about purchase protection ball, make it more clear, you buy an item, you walk out of the store within the first four months, if that item disappears, the chase preferred card will cover you up to $500.
The chase reserve card will cover you up to ten thousand dollars extend a warranty, you bought your iPhone 10, I believe with the one-year warranty, something happens to it, some types of warranty issue on both of these cards, they will add an additional one-year to the original warranty.
No one talks about this and more people should be talking about this, it’s about 90 days to return, you bought something at a store, you bought something online after 30 days, you are not happy with it, what both of these cards will take back your item and give you up to $500.
That creates a return period, not up to 30 days, but up to 90 days, so that’s what both of these cards share, we talked about this earlier which is the four hundred and fifty dollar annual fee, you have to ask yourself.
I did quick research. but with this card. there is a whole load of other perks. the first one is for travelers. you have $300 statement credit. when you use this card, what that means is that every anniversary year, when you take this card, if I swipe it, because I wanted to book a plane ticket to Las Vegas and that flight cost me $200.
Chase will reimburse me that $20, so you have every anniversary year, you have $300 credit towards travel in the 12-month period, there’s a high chance that you’re going to be traveling above over $200, so that will bring down your 450 dollar annual fee subtract off $300 per year.
It brings down the total to 150, the next is for people who travel overseas on work or business Global Entry and pre TSA, those are two programs that allow you to quickly get into the country or leave the country quickly.
Both of those have $100 fee, the chase reserve card gives you that $100 feedback every four years, so they’re paying you for your application, for your global entry fee or your pre TSA credit.
This is a big one, I’m excited to tell you about this secret world, you are aware of this, it has a relationship with Priority Pass select, Priority Pass select has over 1,000 airport lounges in the US, when you’re going on your family trip to Disneyland and you’re rushing through the airport with your kids, you see these mysterious lounges there.
When you are about to book through a chases website, chase will immediately recognize that you want to use these points, what will happen? It will take you to a page which gives you the ability, but it gives you ability to get free room upgrades and they’re available, the ability to get free continental breakfast and the ability to check in early and check out later.
The final one on this card is very important, we’re seeing a lot more of this in the news recently, you have up to one hundred thousand dollars for evacuation of a foreign country, so I have seen a lot of things on news in Mexico.
I’ve been to Mexico a few times, I’ve had great memories with the family, but I’ve seen some news articles where people have had some situations arising in foreign countries where you need to be physically evacuated out of the country.
This is the worst possible situation leaving the country safely, but eventually there’s going to be a bill, no one’s there for free, what the Reserve heart does is to cover that evacuation up to $100,000.
If you have to choose between both cards, I feel the Saffir reserve cards, if you look at the bonus, I want to go back to the bonus because I haven’t talked about it. Both of these cars have a 50,000 point bonus, so I gave you that travel credit, I talked about the $100 fee. I talked about all these things.
The biggest difference is that when you go online, use your points, you need to go through chases website to book these points, when you go through chases website, Chase will give you a 25% bonus on the preferred card to put that in context.
Secondly, you go on to book a hotel changes to six hundred and twenty five dollars on the preferred card on the Saffir Reserve card, the moment you go onto chases website, you book using this card and these points, you will get a 50% bonus.
When you booked through chases website and use these points, that will increase to seven hundred and fifty dollars, so there’s a hundred and twenty-five difference by doing the identical thing which is booking a trip, using your points with all chase cards.
From my own experience, you can transfer your planes to the preferred, to the reserved, back and forth, so you can transfer all of your points from this car or to this card.
I’m going to show you a ticket, I’m in a book to show you how the points increase by 50% and how easy it is to use your points, you worked hard to get it, I signed on to my Chase to come. I’m going to go ahead and click redeem for travel. I’ve already collected my bonus points, so this trip is going to be paid through my bonus.
My count has 74,000 points, that’s almost seven hundred and four forty dollars roughly, so you can immediately see that using the reserve card, it equaled 1113, that’s almost a four hundred dollar add-on by booking through chases portal.
You can see by booking this trip, I’ve used twenty four thousand six hundred forty points that equals, if you look at it in the most literal sense, the fifty percent bonus that Chase gave me for booking through the reserve card.