Description: In the article which centers on victoria secret credit card login, the author reviews Victoria’s Secret Angel Card credit card and shares her experience. More and more retailers are offering credit cards. Many of the retail credit cards are offered by the same bank, Comenity Bank.
Welcome to Maison De Rosa, I was relocating, it’s been a nightmare, I always used to wonder why so many people stick to their state or to their City, they never move, until now I get why, because relocating is a nightmare, unfortunately for me I thought that I could rely and count on some people, those people ended up disappointing me.
I ended up having to deal with everything on my own, not only was I dealing with finding a job, my life has been crazy, it’s finally starting to settle, I have a place of my own which I haven’t furnished yet, it’s starting to settle down.
This is why I am posting again, I appreciate that all of you have been very patient with me, I come back, I want to talk to you about the angel card from Victoria’s Secret because that’s the last experience that I had with anything related to beauty of fashion.
I talked about this Victoria’s Secret lotion that I had bought in August, and I liked that product, on that day I went to Victoria’s Secret, because I hadn’t been shopping a lot to be honest, that was one of the first times I had gone out and done some shopping.
I bought this product, the cashier asked me if you have an angel card or would you like to get the angel card? She told me that I could earn points, immediately I thought that it was a reward card, when you buy groceries, you could get discounts.
So when she told me that I could earn points, I would like to sign up for it, I like buying a lot of their scented products, if I could get a discount in the future after earning certain points, it is great, I signed up for it, it was a credit card they were signing up for, but this is a new trend with a lot of these stories.
In the past the only store I’ve ever heard of credit card used to be Macy’s, many stores back then never offered credit cards, but now it’s becoming a trend for a lot of retailers, they’re offering credit cards, it was very new for me at Victoria’s Secret to be offered a credit card, so I thought it was a rewards card, I signed up for it.
Then I went home and I started Googling it, I found out that it was a credit card, I decided that once the card comes through my mail, I’m going to cancel the card because I had a credit card, I don’t need another credit card even if it would earn me points, it would still not be equivalent to the amount of interest that I would be charged on the card.
All the hassle that you have to do with having a credit card affects your credit score, I need to get rid of this as quickly as possible, when I got the card through the mail, I had time to call them and cancel the card, because I was going to work and by the time I got back home, it was already too late to call them.
Before I moved, I got another envelope from them, I thought that once I get to my new place, I will cancel it then, it took me maybe within that first week to call them to cancel the card, before I call them, I finally opened that last envelope that they sent me.
I saw that the girl had charged that lotion on that credit card, that lotion cost me $25, I had offered her my bank credit card, I thought that she should had charged it on my bank credit card, but there was no Victoria Secret card then for her to swipe.
I didn’t know that she could charged it on that account, so literally that envelope was a letter showing that I was late paying my charge which was the $25.00 that are owed on that credit card, you know that it’s very bad not to make payments on your credit card, it looks bad on your credit.
I was literally in shock and fearful that it had affected my credit, apparently the fee that they had charged me was double the amount that I had paid for the card, I ended up owing 52 dollars on that card, I was so pissed off because that girl never told me that she had charged that transaction on that card.
I called them, I was very upset, I wanted this card closed as soon as possible, I finally shut it down, this is becoming a trend for a lot of retailers now, I’m not sure if you have been following Instagram or even had shopped recently, a lot of retailers now are offering credit cards.
Especially forever twenty one scares me because a lot of young people are shopping over there, a lot of uneducated people like me are twenty-eight years old, I thought it was a rewards card, you could not imagine that someone who is a teen has being targeted by these credit card companies.
The other thing about Victoria’s Secret credit card and forever 21 is that that those credit cards go through the same Bank which is called Comenity bank, for that bank you can’t make a payment online, you have to mail your payment which is a pain because it takes a lot of energy for you to write a cheque, go out and put it in the mail.
It’s very inconvenient to the customer to make this payment through the mail, this is why when I am reading the reviews online, a lot of people are complaining that they were being charged late charges for their payments arriving late at work at their location.
I need to close that thing down, I want to advise you to be very careful nowadays because you’re going to see more and more of this, a lot of retailers will be offering credit cards, I’ve always refused the target credit card, I’ve always refused Macy’s credit card, but when it came to Victoria’s Secret, because things are so expensive over there, I personally thought this was a rewards cards and I needed a point, that could be able to get a discount in the future in case I were to buy something from there, I accepted it.
Going through that experience I decide to write this article as a warning for those of you to be careful for what you sign up for, if you are young, I would personally talk to your parents first especially for these forever 21 cards because they’ve been advertising and promoting it on Instagram.
I saw it for the first time on Instagram, I haven’t gone out shopping for casual cold clothes or anything like that, so I haven’t been confronted with these cards, but nowadays it’s very common, that’s all, if any of you had a similar experience, definitely share it, comment in the comment section below, thanks.